Terms and Conditions (T&C)

Payslix


Last updated: 07.02.2026


1. Introduction


Welcome to Payslix (“Payslix”, “we”, “our”, or “us”).

These Terms and Conditions govern your access to and use of the Payslix website, platform, wallet services, APIs, and related services (collectively, the “Services”).


By creating an account or using our Services, you agree to be bound by these Terms and Conditions.


If you do not agree, you must not use our Services.


2. Eligibility


To use Payslix, you must:


Be at least 18 years old


Have the legal capacity to enter into a binding agreement


Provide accurate and complete registration information


We reserve the right to suspend or terminate accounts that provide false or misleading information.


3. Account Registration


To access certain features, you must create an account.


You agree to:


Keep your login credentials confidential


Notify us immediately of unauthorized access


Be responsible for all activity under your account


Payslix is not liable for losses caused by unauthorized access due to your negligence.


4. Description of Services


Payslix provides a digital platform that may include:


Digital wallets


Payment processing


Transfers between users


Merchant payments


Currency exchange features


API access for developers


Some features may not be available in all countries or regions.


5. Fees


Certain services may be subject to fees.


You agree that:


Fees will be displayed before confirmation of transactions


Payslix may update fees at any time with reasonable notice


Transaction fees are non-refundable once processed


6. Acceptable Use


You agree not to use Payslix for:


Illegal activities


Fraud or money laundering


Financing terrorism


Unauthorized access or hacking attempts


Abuse of APIs or infrastructure


We reserve the right to suspend or terminate accounts suspected of violating these rules.


7. Compliance and Verification (KYC/AML)


Payslix may require identity verification to comply with applicable laws and regulations.


You agree to:


Provide requested documents


Allow verification checks


Accept temporary account limitations during verification


Failure to complete verification may result in restricted access.


8. Transactions


Transactions may be subject to:


Processing delays


Security checks


Network or banking delays


Payslix does not guarantee instant settlement in all cases.


Once a transaction is confirmed on the system, it may not be reversible.


9. Security


We implement reasonable security measures to protect user data and funds.

However, no system is completely secure.


Users are responsible for:


Using strong passwords


Enabling available security features


Protecting their devices


10. Third-Party Services


Payslix may integrate third-party providers such as payment processors or financial institutions.


We are not responsible for:


Downtime or failures caused by third parties


Changes in third-party policies


External service interruptions


11. API Usage


If you use Payslix APIs:


You agree to:


Use APIs only as documented


Not abuse or overload the system


Not attempt to bypass rate limits


We may revoke API access at any time for misuse.


12. Intellectual Property


All content, trademarks, logos, and software are the property of Payslix or its licensors.


You may not:


Copy or reproduce the platform


Reverse engineer the system


Use branding without permission


13. Suspension and Termination


We may suspend or terminate accounts if:


These Terms are violated


Fraud or illegal activity is suspected


Required verification is not completed


Users may close their account at any time, subject to settlement of outstanding balances.


14. Limitation of Liability


To the maximum extent permitted by law:


Payslix shall not be liable for:


Indirect or consequential damages


Loss of profits or business


Service interruptions beyond our control


Total liability shall not exceed the fees paid by the user in the previous 12 months.


15. Disclaimer


Services are provided “as is” and “as available.”


We do not guarantee:


Continuous availability


Error-free operation


Compatibility with all devices or systems


16. Privacy


Use of the Services is also governed by our Privacy Policy.


17. Changes to Terms


We may update these Terms at any time.


Users will be notified of significant changes. Continued use of the Services constitutes acceptance of the updated Terms.


18. Governing Law


These Terms shall be governed by and interpreted in accordance with the laws of:


Germany


Jurisdiction shall be the courts of:

Fulda


19. Contact Information


Payslix

Mikail Aykul

Leipziger Str. 33a

36037, Fulda

info@payslix.com


20. Entire Agreement


These Terms constitute the entire agreement between the user and Payslix regarding use of the Services.